/* ══════════════════════════════════════════
   POLICY PAGES — Business Flow
   ══════════════════════════════════════════ */
:root {
    --pl-blue: #1e56c5;
    --pl-grad: linear-gradient(135deg, #1e56c5, #4f46e5);
    --pl-t1: #0a1628;
    --pl-t2: #475467;
    --pl-t3: #98a2b3;
    --pl-brd: #e6ebf3;
    --pl-bg: #f7f9fc;
}

/* ── Hero ── */
.pl-hero {
    background: var(--pl-grad);
    padding: 3.5rem 1.5rem 5rem;
    text-align: center;
    color: #fff;
    position: relative;
    overflow: hidden;
}

.pl-hero::after {
    content: '';
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(255,255,255,.14) 1px, transparent 1px);
    background-size: 22px 22px;
    opacity: .5;
    pointer-events: none;
}

.pl-hero-inner {
    max-width: 720px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.pl-badge {
    display: inline-block;
    padding: .35rem 1rem;
    border-radius: 99px;
    background: rgba(255,255,255,.16);
    border: 1px solid rgba(255,255,255,.28);
    font-size: .76rem;
    font-weight: 800;
    margin-bottom: 1rem;
}

.pl-title {
    font-family: 'Cairo', sans-serif;
    font-size: 2.1rem;
    font-weight: 900;
    line-height: 1.35;
    margin-bottom: .6rem;
}

.pl-sub {
    font-size: .95rem;
    color: rgba(255,255,255,.85);
    line-height: 1.8;
}

.pl-updated {
    display: inline-block;
    margin-top: 1rem;
    padding: .3rem .9rem;
    border-radius: 99px;
    background: rgba(255,255,255,.12);
    font-size: .74rem;
    font-weight: 700;
    color: rgba(255,255,255,.9);
}

/* ── Body ── */
.pl-body {
    background: var(--pl-bg);
    padding: 0 1.5rem 4.5rem;
}

.pl-wrap {
    max-width: 1080px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 260px 1fr;
    gap: 1.5rem;
    transform: translateY(-2.5rem);
    align-items: start;
}

/* ── TOC ── */
.pl-toc {
    background: #fff;
    border: 1px solid var(--pl-brd);
    border-radius: 16px;
    padding: 1.25rem 1.1rem;
    position: sticky;
    top: 90px;
    box-shadow: 0 1px 2px rgba(16,24,40,.04), 0 10px 28px -22px rgba(16,24,40,.28);
}

.pl-toc-ttl {
    font-size: .74rem;
    font-weight: 900;
    color: var(--pl-t3);
    margin-bottom: .8rem;
    padding-bottom: .6rem;
    border-bottom: 1px dashed var(--pl-brd);
}

.pl-toc a {
    display: block;
    padding: .48rem .6rem;
    border-radius: 9px;
    font-size: .82rem;
    font-weight: 700;
    color: var(--pl-t2);
    text-decoration: none;
    transition: background .16s, color .16s;
}

.pl-toc a:hover {
    background: #eef2fb;
    color: var(--pl-blue);
}

.pl-toc-links {
    margin-top: .9rem;
    padding-top: .8rem;
    border-top: 1px dashed var(--pl-brd);
}

.pl-toc-links a {
    color: var(--pl-blue);
    font-size: .78rem;
}

/* ── Document ── */
.pl-doc {
    background: #fff;
    border: 1px solid var(--pl-brd);
    border-radius: 20px;
    padding: 2rem 2.2rem 2.4rem;
    box-shadow: 0 1px 2px rgba(16,24,40,.04), 0 24px 60px -40px rgba(16,24,40,.35);
}

/* ── Highlight box ── */
.pl-highlight {
    display: flex;
    gap: .9rem;
    align-items: flex-start;
    background: #ecfdf5;
    border: 1px solid #a7f3d0;
    border-radius: 14px;
    padding: 1.1rem 1.2rem;
    margin-bottom: 2rem;
}

.pl-highlight-ico {
    font-size: 1.3rem;
    flex-shrink: 0;
}

.pl-highlight strong {
    display: block;
    font-size: .95rem;
    font-weight: 900;
    color: #065f46;
    margin-bottom: .25rem;
}

.pl-highlight p {
    font-size: .85rem;
    color: #047857;
    line-height: 1.8;
    margin: 0;
}

/* ── Sections ── */
.pl-sec {
    padding-bottom: 1.6rem;
    margin-bottom: 1.6rem;
    border-bottom: 1px dashed var(--pl-brd);
    scroll-margin-top: 90px;
}

.pl-sec:last-child {
    border-bottom: none;
    margin-bottom: 0;
    padding-bottom: 0;
}

.pl-sec h2 {
    font-family: 'Cairo', sans-serif;
    font-size: 1.15rem;
    font-weight: 900;
    color: var(--pl-t1);
    margin-bottom: .8rem;
}

.pl-sec p {
    font-size: .9rem;
    line-height: 2;
    color: var(--pl-t2);
    margin-bottom: .7rem;
}

.pl-sec strong {
    color: var(--pl-t1);
    font-weight: 800;
}

.pl-sec a {
    color: var(--pl-blue);
    font-weight: 700;
    text-decoration: none;
}

.pl-sec a:hover {
    text-decoration: underline;
}

/* ── Lists ── */
.pl-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.pl-list li {
    position: relative;
    padding-right: 1.4rem;
    margin-bottom: .65rem;
    font-size: .9rem;
    line-height: 1.95;
    color: var(--pl-t2);
}

.pl-list li::before {
    content: '';
    position: absolute;
    right: 0;
    top: .8rem;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--pl-blue);
}

.pl-ol {
    counter-reset: pl;
}

.pl-ol li {
    padding-right: 2rem;
}

.pl-ol li::before {
    counter-increment: pl;
    content: counter(pl);
    top: .35rem;
    width: 20px;
    height: 20px;
    border-radius: 6px;
    background: #eef2fb;
    color: var(--pl-blue);
    font-size: .72rem;
    font-weight: 900;
    display: flex;
    align-items: center;
    justify-content: center;
}

/* ── Note ── */
.pl-note {
    background: #f8f9fd;
    border: 1px solid var(--pl-brd);
    border-right: 3px solid var(--pl-blue);
    border-radius: 10px;
    padding: .9rem 1.05rem;
    font-size: .85rem;
    line-height: 1.9;
    color: var(--pl-t2);
    margin-top: .5rem;
}

/* ── Contact ── */
.pl-contact {
    display: flex;
    flex-wrap: wrap;
    gap: .6rem;
    margin: .9rem 0 1.2rem;
}

.pl-contact-item {
    display: inline-flex;
    align-items: center;
    gap: .45rem;
    padding: .6rem 1rem;
    border-radius: 11px;
    background: #f8f9fd;
    border: 1px solid var(--pl-brd);
    font-size: .84rem;
    font-weight: 800;
    color: var(--pl-t1) !important;
    text-decoration: none !important;
    transition: border-color .16s, transform .16s;
}

.pl-contact-item:hover {
    border-color: var(--pl-blue);
    transform: translateY(-1px);
}

.pl-legal {
    font-size: .8rem !important;
    color: var(--pl-t3) !important;
    background: #f8f9fd;
    border-radius: 10px;
    padding: .85rem 1rem;
}

/* ── Responsive ── */
@media (max-width: 960px) {
    .pl-wrap {
        grid-template-columns: 1fr;
    }

    .pl-toc {
        position: static;
    }

    .pl-title {
        font-size: 1.7rem;
    }
}

@media (max-width: 640px) {
    .pl-body {
        padding: 0 1.1rem 3rem;
    }

    .pl-doc {
        padding: 1.4rem 1.2rem 1.6rem;
    }
}